Financial Business Startup Essay Example for Free

Financial Business Startup Essay A major responsibility for new Financial Advisors is to formulate and conduct marketing strategies to develop and enhance client relationships. These activities are normally documented through a marketing plan. Using this document, you are asked to answer hypothetical question – if you were to be hired as a financial advisor, what would your business plan look like? How would you get the word out that you are a Merrill Lynch Financial Advisor? Who would you contact? How would you contact them? How would you tell them your story and the Merrill Lynch story? This document will help you build a preliminary business plan. Keep an open mind as you are asked to think about all the people you touch in a typical day, as well as those people you have touched in the past. These individuals can be potential clients or be a great source of introduction to others who may need your services. Good luck! Feel free to write your responses on a separate piece of paper. Section 1: Your Vision 1. What is your 3-year vision for your business? 2. What are your 3-year personal financial goals? . Please rank order the following in terms of your greatest interest/passion to least. Please describe the personal attributes you have that you believe will contribute to your success as a Financial Advisor. 5. What do you believe ML and your local Management Team can provide to you in your first 90 days in order to help you be successful? 6. Why have you chosen the Financial Services Industry? More specifically, why have you chosen ML? Section 2: Centers of Influence â€Å"Centers of Influence† are individuals in our lives who tend to be well known, well liked and very well networked. â€Å"Centers of Influence† are valuable in making introductions to people that we may be able to help as Merrill Lynch Financial Advisors. Below please record the name of ten people who are â€Å"Centers of Influence† in your life and state what groups they can connect you with.

Hypertext and Spatial-Temporal Dimensions :: Internet Essays Writing

Hypertext and Spatial-Temporal Dimensions missing works cited Hypertext affords the user the ability to make decisions based on where he or she intends or needs to go, and to decide what information or images to process and what to disregard as opposed to what the author intends. The user is free to move around from link to link while constantly making decisions about what he wants to explore and what he deems unnecessary in his search; there is no correct path, rather all paths are relative to each individual user to what his preferences are. The electronic reader is encouraged to think of the text as a collection of interrelated units floating in a space of at least two dimensions. Her movement among units does not require flipping pages or consulting the table of contents; instead, she passes instantly and effortlessly from one place to another (Bolter 175.) With hypertext, as opposed to traditional methods of publishing such as books or magazines, information is presented in a space rather than in a physical object. Electronic readers move around a space with expandable dimensions, the reader is more or less in a small world in which he can explore things not confined by a physical book but opened in a room where everything is next to everything else, which is to say that there is nothing that really separates information apart from other information, each item is accessible through links from another item. I visited a hypertext website, an online journal called Kairos dealing primarily with rhetoric, technology, and issues in hypertext, without motive beyond curiosity browsing the list of immediately available articles when one caught my attention. An article by Janice R. Walker entitled, gThe Third Wave: Yes, But Can They Write?h seemed interesting, and having no idea what the Third Wave is or who gtheyh are, I opened the article and immediately went to the Third Wave link. I wanted to read her conclusions and ultimately whether gtheyh could write. Instant gratification. (As it turns out gtheyh are students, and Walker is unresolved as to whether they can write.) It was not until after I had found the information that I sought that I returned to the Letfs Begin Here link and explored the article to

Beta Blocker in Case of Heart Failure Essay

Introduction : Beta-blockers, also known as beta antagonists, beta-adrenergic blocking agents, or beta-adrenergic antagonists, are drugs that are prescribed to treat several different types of conditions, including hypertension (high blood pressure), angina, some abnormal heart rhythms, heart attack (myocardial infarction), anxiety, migraine, glaucoma, and overactive thyroid symptoms. Beta-blockers block the action of the sympathetic nervous system of the heart, thus reducing stress on the heart. The sympathetic nervous system activates the â€Å"fight or flight† response. It is part of the autonomic nervous system. Beta-blockers block beta-adrenergic substances, such as apinephrine (adrenaline) in the autonomic nervous system (involuntary nervous system). They slow down the heart beat, decrease the force of the contractions of the heart muscles, and reduce blood vessel contraction in the heart, brain, as well as the rest of the body. Generic Names:| Carvedilol / Metoprolol / Atenolol / Bisprolol / Propranolol / Timolol| Brand Names:| Coreg / Lopressor, Toprol XL / Tenormin / Zebeta / Inderal / Blocadren| How it is given:| Oral (tablet or capsule), intravenous (IV)| Indications : Doctors may prescribe beta-blockers for patients with tachycardias (rapid heart rates). They help patients with angina by lowering the amount of oxygen the heart muscles require. Angina pectoris occurs when the heart requires more oxygen than it is getting. Beta-blockers can help hypertensive patients because their effects on blood vessels lower blood pressure. Patients with hereditary tremors as well as those who suffer from migraines may benefit from taking beta-blockers. In other words, beta-blockers are known as beta- adrenoreceptor blocking agents and are used to treat: Commonly * Angina * Heart failure * High blood pressure (hypertension) * Irregular heart beat (atrial fibrillation) * Myocardial infarction (heart attack)   less commonly * Prevention of migraine * Thyrotoxicosis (overactive thyroid) * Anxiety * Tremor * Glaucoma (as eye drops) ————————————————- The first clinically useful beta adrenergic receptor antagonist was called Propranolol. It was invented by Sir James W. Black (born 1924), a Scottish doctor and pharmacologist. Sir James also synthesized Cimetidine (for the treatment of heartburn and peptic ulcers) and was awarded the Nobel Prize for Medicine in 1988. Propranolol revolutionized the medical management of angina pectoris – it is considered as one of the major contributions to clinical medicine and pharmacology of the 20th century. Mechanism of work : The use of beta blockers in heart failure is primarily associated with the medication’s effect on heart rate. The medication, by way of the sympathetic nervous system, decreases the patient’s heart rate, preventing the heart from having to work harder because of the condition. This effect was not considered desirable for heart failure patients when the medication was first studied, however. A lowered heart rate has the risk of worsening heart failure symptoms, but as research continued, beta blockers proved to have benefits that outweighed this risk. The exact etiology of the case of heart failure is of importance when a doctor is deciding whether to use beta blockers. A case that is present because of impaired ventricular filling, in contrast to a case caused by impaired ventricular emptying, seems to respond better to beta blockers in heart failure. In addition to their sympathetic action on heart muscle, beta blockers in heart failure influence the kidney’s renin/angiotensin system. Beta blocking medications cause the secretion of the hormone, renin, to decrease. As renin decreases, a cascade of events transpires that decrease the heart’s demand for oxygen. The cascade lowers extracellular fluid volume and increases the blood’s ability to hold and carry oxygen to body tissues. Beta blocker treatment can be supplemented, and is supplemented in most cases, with diuretics and angiotensin-converting enzyme (ACE) inhibitors that enhance this effect. Patients who have significant dyspnea — shortness of breath — while they remain at rest are among those who may not be candidates for treatment with beta blockers. Having severe dyspnea can increase the risks that are associated with beta blocker treatment. Some patients are considered hemodynamically unstable if their blood does not carry oxygen well, even under normal circumstances; these patients may not be good candidates for treatment either. Heart problems – for a patient with heart problems beta-blockers can reduce the workload for the heart; so that it does not have to work so hard to supply all parts of the body with oxygen-rich blood. For people with angina, heart failure, or after a heart attack, reducing the heart’s workload is crucial. Drugs Used in case of Heart Failure : * Propranolol * Metoprolol tartrate (Lopressor) and metoprolol succinate (Toprol XL)| * | * Carvedilol (Coreg)| * | * Bucindolol (Bextra)| * | * Bisoprolol (Zebeta)| * | Side Effects : The most common side effects are: * Cold feet * Cold hands * Diarrhea * Fatigue * Nausea * Very slow heartbeat The following less common side effects are also possible: * Sleeping difficulties and disturbances * Bad dreams (nightmares) * Erectile dysfunction (male inability to achieve or sustain an erection during sex) References : Myo clinic www.Hearthealthywomen.com http://www.wisegeek.com

Racial Discrimination Throughout The Civil Rights Act Of 1964

I. BACKGROUND: 1. FACTUAL BACKGROUND: Racial discrimination continues to be a prominent problem in today’s society. It has been prohibited federally since the Civil Rights Act of 1964 (title VII). Despite being a law for over 50 years, major companies continue to have issues with racial discrimination. In fact, the most common type of discrimination employees report to the Equal Employment Opportunity Commission (EEOC) is racial discrimination. The U.S. EEOC enforces all of these laws. EEOC also provides oversight and coordination of all federal equal employment opportunity regulations, practices, and policies. Racial discrimination practices that are prohibited include hiring/firing, compensations, classifications, promotions, layoffs, recruitment, training/apprenticeship programs, and leave decided based on race. Federal Laws Prohibiting Job Discrimination (EEOC). These racial discrimination practices comes at high cost for society. Large companies like Texaco, Coca-Cola and Merrill Lynch have had to pay millions of dollars to compensate the victims of race discrimination and to pay for their own responsibility in encouraging or allowing a discriminatory atmosphere to flourish in the workplace. However, these are the minimal costs because racial discrimination has much larger implications on society. An important component of a country’s development is the ability for it citizens to collectively contribute, however this is prohibited by discrimination (Winter). The factShow MoreRelatedGelato Cheese Company: Are They in Compliance with the Civil Rights Act of 1964 and Discrimination in Employment Act (ADEA)?641 Words   |  3 PagesIntroduction The purpose of this assignment is to consider whether or not Gelato Cheese Company should make any changes in order to be in compliance with the Civil Rights Act of 1964, and the Age Discrimination in Employment Act (ADEA). This paper will discuss the definition of Title VII, the Age Discrimination in Employment Act, and its application in employment decisions. In order to be employed at Gelato Cheese Company for its cleaning crew, it is required that you have a high school diploma/Read MoreThe Legacy of Martin Luther King Jr.1123 Words   |  4 PagesAmericans throughout the Civil Rights Movement. He was put in jail for his non-violent civil rights campaigns, spoke out for racial justice, and tried to find an end to racial discrimination. King’s legacy is still known present day, and continues to be one of the most well known leaders. Throughout Martin Luther King Jr.’s lifetime and the Civil Rights Movement, King was devoted to abolish segregation, while bringin g equality and justice for his fellow African Americans. With the use of Civil DisobedienceRead MoreRacial Diversity705 Words   |  3 PagesRacial Diversity: Historical Worksheet Donald K. Morgan Building Organizational Capacity Juancho A. Lim June 5, 2013 Throughout most of U.S. history, in most locations, what race has been in the majority? What is the common ancestral background of most members of this group? According to The Changing Racial And Ethnic Composition Of The Us Population In the nineteenth and early twentieth centuries, the classification by race expandedRead MoreThe Civil Rights Act Of 1964879 Words   |  4 PagesPresident John F. Kennedy s New Frontier programs, Johnson wanted to expand civil rights and wage war on poverty. More than fifty years later, the effects of the Great Society on American life can still be felt. Civil rights fell under the scope of Johnson s Great Society programs. Johnson signed the Civil Rights Act of 1964, a law that ended discrimination in the US at all levels of government. Without the Civil Rights Act of 1964, blacks and other people of color would not have the opportunity to runRead MoreConsequences of the American Civil Rights Act of 19641192 Words   |  5 Pageseconomic review on the consequences of the American Civil Right act of 1964 Introduction The Civil Rights Act of 1964 (Pub.L. 88-352, 78 Stat. 241, enacted on July 2nd, 1964) is a milestone in the law history of the United States of America, which prohibited major forms of discrimination based on race, color, religion, sex, or national origin in employment practices and public accommodations. In commemoration of the 50th anniversary of the signing the act, President Obama delivered a speech in whichRead MoreRacial Discrimination1086 Words   |  5 Pagesand indirectly encouraged racial violence, has had an intolerance with races, and inserted itself into conflicts that caused more racial tension. Strain between the races has been present in the U.S since its inception, the very founding of which was built on the backs of slaves who even after its abolishment received little compensation for their hundreds of years of forced labor. Today, while divided has lessened, the hidden institution of racism continues to thrive. Racial Violence has been enactedRead MoreThe Beginn ing Of World War II And The Present Decade1527 Words   |  7 Pagesreform through key legislative acts, which addressed race relations, poverty, and gender. Explain these different categories of reform, their early proponents, their evolution into legislation, and whether or not this legislation truly addressed the issues. There have been several historically substantial legislative acts passed after World War II. The most significant acts of these were acts that were aimed at three main objectives; to eliminate racial discrimination within the country, to bringRead MoreThe Civil Rights Movement Essay1190 Words   |  5 Pages The Civil Rights Movement The 13th amendment, passed on the first of January, 1865 abolished slavery throughout America. Although African Americans were considered free after this amendment was approved, they still had a long and arduous struggle to absolute freedom. Before the Civil Rights Act of 1964, segregation in the United States was frequently used throughout many of the Southern and Border States. Schools, bathrooms, libraries, and even water fountains were segregated. Though there wereRead MoreWorkplace Discrimination At The Eden Prairie, Minnesota Site Of Alliant Techsystems Essay1081 Words   |  5 PagesWorkplace discrimination takes place when an employee is hostilely discriminated against for one or more reasons, including gender, religion, age, sexual orientation, ethnicity or race. Per the Equal Employment Opportunity Commission, racial discrimination comprises of treating a job candidate or employee negatively because they are of a certain ethnicity or because of particular features linked w ith their race, such as hair texture, facial features or skin color. While the law forbids workplaceRead More Civil Rights Act of 1964 Essay1338 Words   |  6 Pages The Civil Rights Act of 1964 resulted from one of the most controversial House and Senate debates in history. It was also the biggest piece of civil rights legislation ever passed. The bill actually evolved from previous civil rights bills in the late 1950’s and early 1960’s. The bill passed through both houses finally on July 2, 1964 and was signed into law at 6:55 P.M. EST by President Lyndon Johnson. The act was originally drawn up in 1962 under President Kennedy before his assassination